How to Buy a New Car

Signing Finance Documents for Car


Buying a new car can be an exciting time, but many Cabot drivers find themselves feeling overwhelmed by all the decisions they have to make at the dealership. But luckily, Gwatney Chevrolet Company is here to make the process smooth and seamless. Learn when to buy a new car and how to find just the right model at our showroom, and stop by Jacksonville today to shop our new inventory! And then apply for financing online from the comfort of your own home so that you can take home your favorite model in no time. 



When to Buy a New Car

Knowing when to buy a new car can save you a lot of time and effort in Sherwood, so here are a few questions to ask yourself before you take the leap.

  • Do you find yourself heading to the service center time and time again? If you need frequent, expensive repairs, then it might be easier on your wallet to buy a new model rather than fixing up a lemon.
  • Do you ever feel unsafe driving your car? Then this is a red flag that it’s time to upgrade. If your safety feels compromised on the Sherwood roads, start planning for test drives as soon as you can.
  • Have you outgrown your old vehicle? Maybe you’ve got a baby on the way and you need extra passenger space, or maybe you bought a fixer-upper and want a truck with extra storage. An upgrade can make your life easier.
  • Does your car fail emissions tests frequently? You can spend the money to get it up to code, but sometimes it’s easier to just upgrade to save time and money in the long run.

How to Find Your New Car

Once you’ve decided to upgrade, knowing how to buy a new car is just a matter of research. Here are the steps we recommend:

  • Narrow down your search. Think about your driving habits, and start to think about what you want in categories like space and technology. Start looking for models that meet those needs.
  • Pick your top three cars and research them thoroughly. Look at safety ratings, reliability, recalls, and then take a test drive when you’re ready to go.
  • Once you’ve found your favorite, search around to see what’s available. Ask for price quotes and research what other shoppers have paid in the Little Rock area.
  • Head to the dealership to start the process. Don’t forget to check out the latest offers and incentives, and consider timing purchase around sale weekends or holidays for an even better deal.

How to Afford Your New Car

According to U.S. News, you should consider your monthly debts when assessing how much car you can afford. Your car payment should not put your monthly debts–including credit cards, student loans, rent, etc.–over a third of your monthly income. While you crunch numbers with our payment calculator, be sure to consider these additional fees.

  • New Car Sales Tax: This non-negotiable tax is usually added to your car loan total.
  • Interest Rate: Your interest rate is usually linked to your credit score, and better credit scores tend to bring better interest rate offers. 
  • Trade-in Value: If you’re trading in an old car for a new model, you can apply this amount to your new car. Check out our value your trade tool to get a quick estimate!

Find Your Next Car at Gwatney Chevrolet Company

No matter what model of Chevy you’re in the market for, the team at Gwatney Chevrolet Company can get you into a brand-new car that suits your driving needs and budget perfectly. Contact us to get started, and stop by our showroom in Jacksonville for a test drive! You can also find out what MSRP means before you step foot into our dealership, so that you can be better informed of the prices you’re going to be facing.


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Gwatney Chevrolet Company 34.8798, -92.1129.