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What Does Guaranteed Car Financing Mean?

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If you’re still building up your credit but also hoping to purchase a new vehicle, guaranteed car financing is a great option to consider. Guaranteed car finance, also called “buy here, pay here” financing, starts with trusted guaranteed car finance dealers. No need to Google “guaranteed car financing near me,” as Gwatney Chevrolet Company has you covered and will walk you through all the ins and outs of securing an impressive finance deal, even if your credit is less-than-perfect. Read on to learn more about the guaranteed car finance process, then contact us today to take the next step towards securing the best auto financing deal for you!

How Do Guaranteed Car Finance Plans Work?

A guaranteed car finance loan is nearly always available for you at in-house car finance dealerships, so it’s not a challenge to find guaranteed car finance dealers. You’ll want to ensure, however, that your guaranteed car finance dealers are reputable, experienced in working with all kinds of credit, and have the resources on hand to present you with options that work for you. (Of course, our expert finance team here at Gwatney Chevrolet Company ticks all of those boxes and more!)

Regardless of your credit history, in-house guaranteed car finance dealers tend to use minimum income requirements to determine what kind of financing you may qualify for on your next vehicle purchase!

Why Guaranteed Car Finance?

No need to search “guaranteed car financing near me” as Gwatney Chevrolet Company is just around the corner near Cabot and Sherwood with the financing resources and options for you-regardless of your credit history. If your credit score is less-than-perfect, guaranteed car financing can be a solid and hassle-free path to your next vehicle. You can get pre-approval for your desired vehicle and drive off the lot on the same day! Of course, you’ll need to bring the appropriate paperwork, meet the necessary requirements, and make a vehicle down payment.

Here are a few things you’ll want to square away as you’re beginning your guaranteed car financing journey:

  • You’ll want to meet the minimum income requirements per month pre taxes, which will vary depending on the dealership.
  • Current pay stub
  • Your down payment
  • Proof of residency (a utility bill is generally sufficient)
  • You may also be asked a personal reference list

Have additional questions about the specifics of car-buying with a guaranteed car finance dealer near Little Rock? Want to learn more about leasing with bad credit? Contact our finance team to learn more today!

Trust Gwatney Chevrolet Company for Your Guaranteed Car Financing!

We know that you have many options when it comes to guaranteed car financing. That’s why we’re proud to be your local trusted guaranteed car financing source with many convenient options, such as applying for financing online, from the comfort of your couch. Ready to learn more about the car financing process? Drop by or contact us online today to chat more about your financing options!

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Gwatney Chevrolet Company 34.8798, -92.1129.
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